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Mortgage Loan is a real property secured loan through the use of a mortgage.  Banks directly or indirectly allows home buyers to obtain financing through purchasing or securing it against the property. Features of mortgage loans can vary in size of the loanable amount, maturity of loan, rates of interest, loan payment methods and [...]

A Home Loan is a credit extended to a homeowner that’s secured by equity in residential real property. It is called a home equity line of credit that is open-ended and revolving. It is a second mortgage with a fixed amount of principal assuming a first mortgage is senior to it. Two features that [...]